Home Loan Rates

Home Loan Interest Rates given below are indicative in nature. It is based on market research conducted by Apnaloan.com every week. The actual rates at which an individual will be able to get home loan depends on the individual's financial profile and negotiating ability. Apnaloan.com empowers loan seekers to strike a better home loan deal by providing critical information and getting banks to compete for her/his loan.

Home loan interest rate (20 year loan) as on September 03,2008*

Banks	Home Loan Interest Rate(Below 20 lakhs)
Banks	Floating	Fixed(for the entire tenure)	Fixed(with reset clause)	Reset clause after how many months	Current Benchmark Rate (for floating)	Markup/ markdown to Benchmark Rates
Allaha bad Bank	10.75 - 11.5	NA	12.25 - 13	N.A	13.5	2.75 - 2
Andhra Bank	11	NA	NA	N.A	14	3
Axis Bank	11	13	NA	N.A	15.75	4.75
BHW Home Financ e	11.75	15	NA	N.A	15	3.25
Bank of Baroda	10.5	NA	NA	N.A	14	3.5
Bank of India	10	NA	NA	N.A	14	4
Bank of Mahara shtra	10.5 - 11	NA	NA	N.A	14	3.5 - 3
Bank of Rajast han	12.5	13.5	NA	N.A	16	3.5
Canara Bank	10.75 - 11.5	NA	12	36	14	3.25 - 2.5
Cathol ic Syrian Bank	NA	12.25	NA	N.A	15	N.A
Centra l Bank of India	10.5 - 11.75	NA	NA	N.A	14	3.5 - 2.25
Centur ion Bank of Punjab	12 - 12.5	14	NA	N.A	15	-3 - 2.5
Dena Bank	11.25	NA	NA	N.A	14.25	3
Deutsc he Bank	11.25	13.5	NA	N.A	N.A	N.A
Federa l Bank	11.75 - 12	NA	13.75 - 14	24	15.25	3.5 - 2.75
HDFC	11.75	14	NA	N.A	14.25	2.5
ICICI Bank	12 - 12.25	14.75	NA	N.A	17.25	5 - 5.25
IDBI Bank	11.5	NA	NA	N.A	14.25	2.75
IDBI Home Financ e	10.5	NA	NA	N.A	N.A	N.A
Indian Bank	10.5	NA	NA	N.A	14	3.5
Indian Overse as Bank	10.75 - 11.25	NA	NA	N.A	14	3.25 - 2.75
Karnat aka Bank	NA	11.75 - 12.75	NA	N.A	14.5	1.75 - 2.75
LIC Housin g Financ e	11.25 - 11.5	NA	NA	N.A	14	2.5 - 2.75
Moneyl ine Credit Ltd	15	NA	NA	N.A	N.A	N.A
Orient al Bank of Commer ce	10.5 - 11.5	NA	11.25 - 12.25	24	14	3.5 - 2.5
Punjab Nation al Bank	10.75	NA	12.25	60	14	3.25
Punjab Nation al Housin g Financ e Ltd	10.75	NA	12.5	36	12.5	1.75
Relian ce Consum er Financ e	12 - 14.5	NA	NA	N.A	N.A	N.A
SBI Bank	11	NA	NA	N.A	13.75	2.75
State Bank of Mysore	11.5	NA	NA	N.A	14.25	2.75
UCO Bank	11 - 11.5	12.25 - 12.5	NA	N.A	14.5	3.5 - 3
Union Bank of India	10.5 - 11.25	NA	NA	N.A	14	3.5 - 2.75
Vijaya Bank	10.75	NA	NA	N.A	13.25	2.5

*Source: Apnaloan.com market research

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